Insurance...

Spurred Snake · June 25th, 2010, 03:32 AM

Well, I've recently been starting my shopping for a new New Edge. I'm just curious if say Saleen or Mach 1 insurance is higher than a GT? I've heard that the VIN comes back as a GT so in insurance agency wouldn't say anything. Is there any truth to this?

I'm soon to be trading mine in on something hopefully as a GT or Mach, but if the insurance is higher, I might just have to stick with the GT. I'm hoping one of you would know to not because I wouldn't want to run around and ask State Farm for the difference to send up red flags when I do make my next purchase.

DickH · June 25th, 2010, 04:43 AM

I cant answer your question, but I would say that if a $5 difference in car insurance is the reason you didn't get a mach, shame on you.

asiansensation78 · June 25th, 2010, 06:14 AM

It depends on your insurance agency. I know that with my old insurance, they didn't have a difference between the GT and Cobra. You could just check around and get quotes from each one.

xXJayManZXx17 · June 25th, 2010, 06:42 AM

Originally Posted by asiansensation78

It depends on your insurance agency. I know that with my old insurance, they didn't have a difference between the GT and Cobra. You could just check around and get quotes from each one.

and u don't have a cobra y lol

asiansensation78 · June 25th, 2010, 07:18 AM

Didn't want to take out a loan for my car

I'm all for buying a slightly used GT500 when I graduate and switching back to my old insurance company though!

2011GT1979 · June 25th, 2010, 08:05 AM

My insurance company can tell the difference between a GT, Bullitt, Mach 1, and Cobra.

I pay $34.00 a month for full coverage on my Bullitt my '03 cobra cost me $69.00 per month.

My insurance company also will not insure specialty cars like a Cobra on anyone under 25 years of age.

bluestang41505 · June 25th, 2010, 10:54 AM

Herd if you want to insure a saleen or roush you have to tell them you want to insure it "at cost" because the vin does come back as a gt model.

akvanden · June 25th, 2010, 10:59 AM

Originally Posted by 2011GT1979

My insurance company can tell the difference between a GT, Bullitt, Mach 1, and Cobra.

I pay $34.00 a month for full coverage on my Bullitt my '03 cobra cost me $69.00 per month.

My insurance company also will not insure specialty cars like a Cobra on anyone under 25 years of age.

34 is extremely cheap for full coverage. Do you have a $5,000 dollar deductible?

thork · June 25th, 2010, 11:48 AM

insurance has a number of factors on the end price. varies from agency to agency.

I have full coverage through USAA, on my own (not listing parents as primary driver), for my 99 GT its 600 every 6 months.

i'm 24 and have no accidents on record, two speeding tickets from when I was 18-20

Next year I'm hoping insurance drops!

dcook_14 · June 25th, 2010, 11:51 AM

Originally Posted by 2011GT1979

My insurance company can tell the difference between a GT, Bullitt, Mach 1, and Cobra.

I pay $34.00 a month for full coverage on my Bullitt my '03 cobra cost me $69.00 per month.

My insurance company also will not insure specialty cars like a Cobra on anyone under 25 years of age.

Do you have Hagerty or something?

2011GT1979 · June 25th, 2010, 12:10 PM

Originally Posted by dcook_14

Do you have Hagerty or something?

I have Erie Insurance. All carry $500.00 deductibles.

But, I insure the following through them.

2001 Bullitt (Considered a "Pleasure" Car)
2000 Camaro SS (Considered a "Pleasure" Car)
2004 F-250 Powerjoke (Truck to pull my car trailer)
2008 Mustang v6 (My Daily Driver)
2009 Pontiac G8 (Wifes Daily Driver)
2004 17.5' Bayliner Bowrider (Boat)
And my Home

I keep full coverage on everything. I am also 31 years old with perfect driving history and good credit. Which are both factors in your insurance rates.

limited · June 25th, 2010, 12:21 PM

I pay $340 a month for full coverage on my car,98 dodge ram,93 jeep,03 bmw 330ci, Jag xj-6,97 contour. but i also insure my jetski's, motorhome and home with them(Allstate)

Black Bullitt · June 25th, 2010, 12:23 PM

I wish my insurance only cost me that much. I used to live in IN and it was nice and cheap then I got stationed in VA where the insurance was stupid expensive and now I'm in Germany where it is costing over 1k a year just for the wife's minivan and I'm 30. FML!

BIGSXY · June 25th, 2010, 01:41 PM

not sure about the gt to mach or cobra but with my sti my first insurance company had the difference when i switched it was run as an impreza it all depends

UnixHH · June 25th, 2010, 01:56 PM

my insurance company thinks i have a gt because of my vin

03_StangGuy · June 25th, 2010, 02:04 PM

It really depends on the company each one has different rules and rating systems they use. Your best bet is to call your agency and see what they say. I ask mine if I were to add insurance due to my engine mods, IE the supercharger would it affect my rate and the answer no. They just add the value of the mods to the principle of car.

dcook_14 · June 25th, 2010, 04:47 PM

I just get dicked over on insurance because I'm a guy under 25. It's a little less than $100 a month for my Stang.

And for Progressive the only models of mustangs are GT and Cobra so I'm assuming Machs and bullitts are insured as GT's through them

asiansensation78 · June 25th, 2010, 09:21 PM

You also have to consider coverage though... if you total your Mach, will the insurance company only reimburse you for a GT?

03_StangGuy · June 26th, 2010, 05:58 PM

Originally Posted by dcook_14

I just get dicked over on insurance because I'm a guy under 25. It's a little less than $100 a month for my Stang.

And for Progressive the only models of mustangs are GT and Cobra so I'm assuming Machs and bullitts are insured as GT's through them

Im 25 too, just gotta shop around

mrsinister2424 · June 26th, 2010, 06:54 PM

Allstate and I've got both my cars under liablility... 70 for the GT, and 7 for the Protege(DD)

June 25th, 2010, 06:14 AM	#3
asiansensation78 Too Soon, Junior! 03 GT Vert 15:43.28@25.21 Too many naked bitches in the back Join Date: Jul 2009 Location: Columbus, OH Posts: 3,742 iTrader: 4 reviews	It depends on your insurance agency. I know that with my old insurance, they didn't have a difference between the GT and Cobra. You could just check around and get quotes from each one. __________________ 03 GT - Scrapes on lane markers - Modded 02 Cougar - Able to clear most speed bumps - Some mods 01 Explorer - Parking blocks NOM NOM NOM - Stock Nitrous Switch Panel for sale!

June 25th, 2010, 07:18 AM	#5
asiansensation78 Too Soon, Junior! 03 GT Vert 15:43.28@25.21 Too many naked bitches in the back Join Date: Jul 2009 Location: Columbus, OH Posts: 3,742 iTrader: 4 reviews	Didn't want to take out a loan for my car I'm all for buying a slightly used GT500 when I graduate and switching back to my old insurance company though! __________________ 03 GT - Scrapes on lane markers - Modded 02 Cougar - Able to clear most speed bumps - Some mods 01 Explorer - Parking blocks NOM NOM NOM - Stock Nitrous Switch Panel for sale!

June 25th, 2010, 08:05 AM	#6
2011GT1979 Enthusiast 2011 GT/CS 12.11@113 Join Date: May 2010 Location: Plymouth, Indiana Posts: 732 iTrader: 0 reviews	My insurance company can tell the difference between a GT, Bullitt, Mach 1, and Cobra. I pay $34.00 a month for full coverage on my Bullitt my '03 cobra cost me $69.00 per month. My insurance company also will not insure specialty cars like a Cobra on anyone under 25 years of age. __________________ 2011 Mustang GT/CS 3.31's, Steeda Tri-AX, LCA's, Steeda Axle Back, Steeda CAI, Brenspeed Tune. 2008 Grey Mustang V6 2008 F-350 FX4 Supercab Long Bed (Race Car Hauler BABY!) My 2011 GT/CS 12.3 @ 110 Pass in HD

June 25th, 2010, 10:54 AM	#7
bluestang41505 Regular 2003 Mustang GT Join Date: Feb 2010 Location: Fort Lauderdale, FL Posts: 216 iTrader: 0 reviews	Herd if you want to insure a saleen or roush you have to tell them you want to insure it "at cost" because the vin does come back as a gt model. __________________ 03 True Blue Mustang GT, 180 degree thermostat, UPR Offroad X, Flowmaster 40's, Steeda Tri-Ax, Fuzion 245/45R17 ZRi. 2 ten in' JL Audio W2V2, JL class D amp, Alpine head unit, Alpine speakers and amp, custom ported sub enclosure.

June 25th, 2010, 12:21 PM	#12
limited Premium Member 99 limited edition vert Join Date: Mar 2007 Location: Tacoma,Washington Posts: 3,297 iTrader: 0 reviews	I pay $340 a month for full coverage on my car,98 dodge ram,93 jeep,03 bmw 330ci, Jag xj-6,97 contour. but i also insure my jetski's, motorhome and home with them(Allstate) __________________ KB'd 446rwhp/451rwtq, Mustang Dyno http://www.youtube.com/watch?v=3ZDpQ0EEm1M Tuned by Joe at http://www.tricktuners.com

June 25th, 2010, 04:43 AM	#2
DickH MM Fanatic 2003 gt 5.4 32v on the way Join Date: May 2007 Location: Omaha Posts: 4,191 iTrader: 2 reviews	I cant answer your question, but I would say that if a $5 difference in car insurance is the reason you didn't get a mach, shame on you.

June 25th, 2010, 11:48 AM	#9
thork Regular 1999 Mustang GT 14.18@99.32 Join Date: May 2010 Location: Annapolis, MD Posts: 269 iTrader: 0 reviews	insurance has a number of factors on the end price. varies from agency to agency. I have full coverage through USAA, on my own (not listing parents as primary driver), for my 99 GT its 600 every 6 months. i'm 24 and have no accidents on record, two speeding tickets from when I was 18-20 Next year I'm hoping insurance drops!

June 25th, 2010, 01:41 PM	#14
BIGSXY Newbie 2004 STI Join Date: Jun 2010 Location: Portland, ME Posts: 6 iTrader: 0 reviews	not sure about the gt to mach or cobra but with my sti my first insurance company had the difference when i switched it was run as an impreza it all depends

June 25th, 2010, 01:56 PM	#15
UnixHH MM Fanatic 2003 Saleen S281 Join Date: Nov 2008 Location: Houston, Tx Posts: 4,274 iTrader: 0 reviews	my insurance company thinks i have a gt because of my vin __________________ 480RWHP 450RWTQ 15psi @ 15* on 91 octane

June 25th, 2010, 02:04 PM	#16
03_StangGuy I Poop Entirely Way Too Much Blown 03 GT Join Date: Jun 2007 Location: Long Island NY Posts: 6,917 iTrader: 0 reviews	It really depends on the company each one has different rules and rating systems they use. Your best bet is to call your agency and see what they say. I ask mine if I were to add insurance due to my engine mods, IE the supercharger would it affect my rate and the answer no. They just add the value of the mods to the principle of car. __________________

June 25th, 2010, 04:47 PM	#17
dcook_14 Banned 2004 Mustang GT 12.35@114.08 w/ 1.88 60' Join Date: Feb 2009 Location: Waterloo, IA Posts: 7,015 Blog Entries: 2 iTrader: 7 reviews	I just get dicked over on insurance because I'm a guy under 25. It's a little less than $100 a month for my Stang. And for Progressive the only models of mustangs are GT and Cobra so I'm assuming Machs and bullitts are insured as GT's through them __________________ Do the Right Thing, Cook. ~Zip.

June 25th, 2010, 09:21 PM	#18
asiansensation78 Too Soon, Junior! 03 GT Vert 15:43.28@25.21 Too many naked bitches in the back Join Date: Jul 2009 Location: Columbus, OH Posts: 3,742 iTrader: 4 reviews	You also have to consider coverage though... if you total your Mach, will the insurance company only reimburse you for a GT? __________________ 03 GT - Scrapes on lane markers - Modded 02 Cougar - Able to clear most speed bumps - Some mods 01 Explorer - Parking blocks NOM NOM NOM - Stock Nitrous Switch Panel for sale!

June 26th, 2010, 06:54 PM	#20
mrsinister2424 Hardcore Enthusiast 99' Mustang GT 3214@OVER 9000!!! Join Date: Dec 2008 Location: Redlands, CA Posts: 2,629 iTrader: 0 reviews	Allstate and I've got both my cars under liablility... 70 for the GT, and 7 for the Protege(DD) __________________ 99' Rio Red Mustang GT: --My Garage-- Check garage. Vortech V-1 intercooled running 9lbs of boost Life= eat, lift, eat, eat, eat, sleep, repeat

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