car insurance on accessories

TKE493 · August 8th, 2007, 09:57 AM

I have about $20,000 in audio and visual accessories in my 99 Gt conv. Not a whole lot to the engine besides intake, exhaust, and nitrous. I'm having problems getting the accessories covered by an auto insurer. I live in Upstate NY. Does anyone know of a good place to insure a highly modified mustang??

02StangGToWNEr · August 8th, 2007, 10:55 AM

Why would you want that much in audio and video bro?? That's just asking for trouble if ya ask me. Anyway, just get a real good security system, and get GPS Tracking for now. Then just find an insurance company that will offer you full coverage, then you should be fine. On a side note, make sure you take pictures of everything you have on or in your car, and give them to the insurance company. That way if something were stolen, you have proof through your agency that you actually had such & such on your car, and they will take over from there. Good Luck!

DrHolliday · August 8th, 2007, 02:29 PM

Who are you insured with now? I'm wishing I would have had all my mods added to my policy too. I'm gunna wind up losing around 5 grand b/c I totaled my car. Thank god I didn't take a loan for any of it.

02StangGToWNEr · August 8th, 2007, 02:30 PM

Originally Posted by DrHolliday

Who are you insured with now? I'm wishing I would have had all my mods added to my policy too. I'm gunna wind up losing around 5 grand b/c I totaled my car. Thank god I didn't take a loan for any of it.

When & how did that happen bro???

DrHolliday · August 8th, 2007, 02:33 PM

4th of July, Slid out on wet/oily roads hit a cement median at 65 mph.

Air bags really do help alot in car wrecks

02StangGToWNEr · August 8th, 2007, 02:39 PM

Originally Posted by DrHolliday

4th of July, Slid out on wet/oily roads hit a cement median at 65 mph.

Air bags really do help alot in car wrecks

Damn that sucks! Sorry to hear that, but atleast your ok.

August 8th, 2007, 09:57 AM	#1
TKE493 Newbie Join Date: Dec 2006 Posts: 3 iTrader: 0 reviews	car insurance on accessories I have about $20,000 in audio and visual accessories in my 99 Gt conv. Not a whole lot to the engine besides intake, exhaust, and nitrous. I'm having problems getting the accessories covered by an auto insurer. I live in Upstate NY. Does anyone know of a good place to insure a highly modified mustang??

August 8th, 2007, 10:55 AM	#2
02StangGToWNEr Hardcore Enthusiast 2006 Mustang GT Join Date: Feb 2007 Location: Upstate NY Posts: 2,698 iTrader: 0 reviews	Why would you want that much in audio and video bro?? That's just asking for trouble if ya ask me. Anyway, just get a real good security system, and get GPS Tracking for now. Then just find an insurance company that will offer you full coverage, then you should be fine. On a side note, make sure you take pictures of everything you have on or in your car, and give them to the insurance company. That way if something were stolen, you have proof through your agency that you actually had such & such on your car, and they will take over from there. Good Luck! __________________ *My Cardomain Page*: http://www.cardomain.com/ride/3103321

August 8th, 2007, 02:29 PM	#3
DrHolliday Enthusiast Join Date: Mar 2007 Location: New Port, NC Posts: 717 iTrader: 0 reviews	Who are you insured with now? I'm wishing I would have had all my mods added to my policy too. I'm gunna wind up losing around 5 grand b/c I totaled my car. Thank god I didn't take a loan for any of it. __________________ Mustangless atm 2006 2500 HD Diesel. Built allison trans and other goodies

August 8th, 2007, 02:33 PM	#5
DrHolliday Enthusiast Join Date: Mar 2007 Location: New Port, NC Posts: 717 iTrader: 0 reviews	4th of July, Slid out on wet/oily roads hit a cement median at 65 mph. Air bags really do help alot in car wrecks __________________ Mustangless atm 2006 2500 HD Diesel. Built allison trans and other goodies

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