Insurance

2000Si · August 21st, 2005, 07:26 PM

Who do you guys use? and how much is your insurance every month?

I use State Farm, I have a $500 deductible under my own name with full coverage. 121.16 a month with renters insurance included.

But this is on the Civic, I'd like to see what some of you youngin's are paying for your V6 and V8s.

vfast · August 21st, 2005, 08:01 PM

best thing is to call around....I use nationwise..but allstate was cheaper when it came to adding my son

mdvaldosta · August 21st, 2005, 08:03 PM

I used Acceptance for a while as they were the only one's who'd insure me with 2 tickets. Now, I've switched to progressive and save $100 a month!

2000Si · August 21st, 2005, 08:13 PM

Well, I'm not switching from State Farm. I've had them since I was 16 and they've always taken care of me. I wrecked my parents Geo (which was technically mine in their name) and they cut me a check for 1100 for it.

My insurance never went up because of my tickets or accidents. In fact, all my insurance has ever done is gone down for each car.

They paid off my loan with a lower rate ergo saving me 55/month on my carpayment, paid off my credit card with half the interest rate, saving me thousands, and did what I asked while giving me full understanding of the consequences when trying to lower my insurance. They saved me another 50 a month by doing that.

I just wanted to know what kind of rates everyone was getting. I know age/marrital status, state and carrier will make it different though.

mdvaldosta · August 21st, 2005, 08:28 PM

Acceptance = $270/mo for the Mustang & Escape
Progressive = $153/mo ""

Twist 2 Go · August 21st, 2005, 08:41 PM

Mines with Progressive also. Roughly $300/yr. Of course, I'm 40,married and 3 tricycle motors.

lemon · August 21st, 2005, 09:57 PM

allstate: 1062.32 / 6 mos. (18 yr old. single, sc...)

Bill · August 22nd, 2005, 03:29 AM

when i had my 2000 GT i paid i think 380.00 a month for 9 months out of the year. that was through an ins. broker. now my project 92 LX i payed 300.00 for the 6 months through progressive. so i guess 50.00 a month. and thats just liability coverage. i forget how much my other stangs were for ins. and im almost 23. doesnt ins. go down at age 23?

lemon · August 22nd, 2005, 05:32 AM

Originally Posted by Haus

when i had my 2000 GT i paid i think 380.00 a month for 9 months out of the year. that was through an ins. broker. now my project 92 LX i payed 300.00 for the 6 months through progressive. so i guess 50.00 a month. and thats just liability coverage. i forget how much my other stangs were for ins. and im almost 23. doesnt ins. go down at age 23?

25 or so the mother says to me...

JRuckas · August 22nd, 2005, 09:13 AM

i am paying $153 a month for the 00GT and the 91LX together.. thats with three improper driving tickets on my record. granted i just turned 25 this past may and it did drop alot. i was paying $260.. this is with Geico..

the lizard has done me pretty good.

stangaddict · August 22nd, 2005, 07:58 PM

im 16 and paying $200 a month on my parents policy with full coverage, i just got a quote today for my own policy and would be paying $300...i guess thats pretty decent for only being 16

stangliter04 · August 22nd, 2005, 09:29 PM

$136/month on the 04GT with the lizard!

IcantDo55 · August 23rd, 2005, 09:54 AM

Wow I remember the days of paying $4000+ a year in NY for ins! Don't miss that at all!

Now I have 2 mustags Fiero Bronco, Cheby P/U, and a boat insured for $1200 a year. And the 1989 Mustang is apraised and insured for $30,000.

sAJ1420 · August 23rd, 2005, 10:52 AM

about 130 a month.. i think it was about 1800 a year.. somewheres around there

marcuslee842 · August 23rd, 2005, 03:22 PM

My company is called Great Northern and they are charging me $317 a month! I looking for a cheaper company right now.

matt0114 · August 23rd, 2005, 05:55 PM

all i drive is my little ole s-10 and insureance is 100 bux........every two months......

turp · August 23rd, 2005, 09:11 PM

I pay 140 a month for a 95 V6 stang, 03 Taurus, 87 Bronco, 88 LX 5.0 but I am 28 and have no tickets ever and neither does my wife(she is 25)

White99stang · August 23rd, 2005, 10:17 PM

yeah i pay 185 a month with full coverage on my expedition and mustang but thats with about 8 tickets and a dui, which should be off my record april 06

MrAWatts · August 24th, 2005, 03:47 AM

Well so far I am paying the most. I'm 17 $2200 every 6 months. . Over $420 a month. Thats the cheapest rate. With all state, progressive, or geico they all said it would be over $3000 every 6 months. I haven't had any tickets, and I have a drivers ed discount...wtf? It's full coverage on a new v6.I'm getting royally screwed on insurance but theres nothing I can do about it.

Bill · August 24th, 2005, 04:43 AM

damn thats alot. for my 2000 GT it was like 3400 for the year cause i payed 9 months out of the year and then had 3 months off and that was under my parents policy. since your 17 you obviously couldnt financed it by your self for your 05 V6. and you cant be on your own policy. is there anyway you can just be insured as a driver and your parents be the primary driver. when i dint have my own car when i was 16 and 17 it was like 100 bux a month.

August 21st, 2005, 07:26 PM	#1
2000Si Enthusiast Join Date: Aug 2005 Location: In my house. Posts: 975 iTrader: 0 reviews	Insurance Who do you guys use? and how much is your insurance every month? I use State Farm, I have a $500 deductible under my own name with full coverage. 121.16 a month with renters insurance included. But this is on the Civic, I'd like to see what some of you youngin's are paying for your V6 and V8s.

August 21st, 2005, 08:41 PM	#6
Twist 2 Go Hardcore Enthusiast Join Date: Aug 2005 Location: Chesapeake, Virginia Posts: 1,716 iTrader: 0 reviews	Mines with Progressive also. Roughly $300/yr. Of course, I'm 40,married and 3 tricycle motors. __________________ 88 Mustang Coupe 2006 FFW Richmond True Street Runner-Up www.rickscarcare.net

August 22nd, 2005, 03:29 AM	#8
Bill Hardcore Enthusiast Join Date: Aug 2005 Posts: 1,327 iTrader: 0 reviews	when i had my 2000 GT i paid i think 380.00 a month for 9 months out of the year. that was through an ins. broker. now my project 92 LX i payed 300.00 for the 6 months through progressive. so i guess 50.00 a month. and thats just liability coverage. i forget how much my other stangs were for ins. and im almost 23. doesnt ins. go down at age 23? __________________ Too often, We lose sight of life's simple pleasures. Remember, when someone annoys you it takes 42 muscles in your face to frown, BUT, it only take 4 muscles to extend your arm and bitch-slap that Mother@#?!&! upside the head!!

August 22nd, 2005, 07:58 PM	#11
stangaddict Regular Join Date: Aug 2005 Location: Norfolk,Va Posts: 69 iTrader: 0 reviews	im 16 and paying $200 a month on my parents policy with full coverage, i just got a quote today for my own policy and would be paying $300...i guess thats pretty decent for only being 16 __________________ 2002 Eddie Bauer Ford Explorer 1987 Chevrolet Corvette Modded....Enough Said

August 22nd, 2005, 09:29 PM	#12
stangliter04 Enthusiast Join Date: Aug 2005 Location: Port St. John Florida Posts: 849 iTrader: 2 reviews	$136/month on the 04GT with the lizard! __________________ Silver 04 Cobra... with a Whipple

August 21st, 2005, 08:01 PM	#2
vfast Banned Join Date: Aug 2005 Location: shimmy shack takeout Posts: 1,084 iTrader: 0 reviews	best thing is to call around....I use nationwise..but allstate was cheaper when it came to adding my son

August 21st, 2005, 08:03 PM	#3
mdvaldosta MM Fanatic 2002 Mustang GT 11.47@120.58 Join Date: Aug 2005 Location: Valdosta, GA Posts: 3,940 iTrader: 0 reviews	I used Acceptance for a while as they were the only one's who'd insure me with 2 tickets. Now, I've switched to progressive and save $100 a month!

August 21st, 2005, 08:13 PM	#4
2000Si Enthusiast Join Date: Aug 2005 Location: In my house. Posts: 975 iTrader: 0 reviews	Well, I'm not switching from State Farm. I've had them since I was 16 and they've always taken care of me. I wrecked my parents Geo (which was technically mine in their name) and they cut me a check for 1100 for it. My insurance never went up because of my tickets or accidents. In fact, all my insurance has ever done is gone down for each car. They paid off my loan with a lower rate ergo saving me 55/month on my carpayment, paid off my credit card with half the interest rate, saving me thousands, and did what I asked while giving me full understanding of the consequences when trying to lower my insurance. They saved me another 50 a month by doing that. I just wanted to know what kind of rates everyone was getting. I know age/marrital status, state and carrier will make it different though.

August 21st, 2005, 08:28 PM	#5
mdvaldosta MM Fanatic 2002 Mustang GT 11.47@120.58 Join Date: Aug 2005 Location: Valdosta, GA Posts: 3,940 iTrader: 0 reviews	Acceptance = $270/mo for the Mustang & Escape Progressive = $153/mo ""

August 21st, 2005, 09:57 PM	#7
lemon Enthusiast 1999 GT Rag Join Date: Aug 2005 Location: Charleston, SC Posts: 697 iTrader: 0 reviews	allstate: 1062.32 / 6 mos. (18 yr old. single, sc...)

August 22nd, 2005, 09:13 AM	#10
JRuckas Hardcore Enthusiast Join Date: Aug 2005 Posts: 1,103 iTrader: 0 reviews	i am paying $153 a month for the 00GT and the 91LX together.. thats with three improper driving tickets on my record. granted i just turned 25 this past may and it did drop alot. i was paying $260.. this is with Geico.. the lizard has done me pretty good.

August 23rd, 2005, 09:54 AM	#13
IcantDo55 Enthusiast Join Date: Aug 2005 Location: Va Beach VA Posts: 590 iTrader: 0 reviews	Wow I remember the days of paying $4000+ a year in NY for ins! Don't miss that at all! Now I have 2 mustags Fiero Bronco, Cheby P/U, and a boat insured for $1200 a year. And the 1989 Mustang is apraised and insured for $30,000. __________________ -Mike Link to My Site Want to Play Some Pool??? Stroked and Blown!

August 23rd, 2005, 10:52 AM	#14
sAJ1420 Hardcore Enthusiast 2000 Audi S4 Join Date: Aug 2005 Location: MA Posts: 1,332 iTrader: 0 reviews	about 130 a month.. i think it was about 1800 a year.. somewheres around there __________________ A U D I //S4 2000 6MT/TT/AWD Stage 3 in the works.. 460+ awhp 455 lb/ft torque, 500+ awhp on race gas

August 23rd, 2005, 03:22 PM	#15
marcuslee842 Regular 1999 Mustang GT Join Date: Aug 2005 Location: Chicago Posts: 118 iTrader: 0 reviews	My company is called Great Northern and they are charging me $317 a month! I looking for a cheaper company right now.

August 23rd, 2005, 05:55 PM	#16
matt0114 Regular 1985 Mustang GT Join Date: Aug 2005 Location: Fountain, NC Posts: 110 iTrader: 0 reviews	all i drive is my little ole s-10 and insureance is 100 bux........every two months......

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August 23rd, 2005, 09:11 PM	#17
turp My Stallion is Bigger! 1989 Eddie Bauer Bronco 3 feet... Join Date: Aug 2005 Location: VA Beach Posts: 3,012 iTrader: 0 reviews	I pay 140 a month for a 95 V6 stang, 03 Taurus, 87 Bronco, 88 LX 5.0 but I am 28 and have no tickets ever and neither does my wife(she is 25) __________________

August 23rd, 2005, 10:17 PM	#18
White99stang MM's nicest mod, :) Join Date: Aug 2005 Location: Apex, NC Posts: 3,771 iTrader: 0 reviews	yeah i pay 185 a month with full coverage on my expedition and mustang but thats with about 8 tickets and a dui, which should be off my record april 06 __________________ 06 Dodge MegaCab Diesel 455rwhp/815rwtq REAL TRUCKS DON'T USE SPARK PLUGS

August 24th, 2005, 03:47 AM	#19
MrAWatts Newbie Join Date: Aug 2005 Location: Oklahoma Posts: 5 iTrader: 0 reviews	Well so far I am paying the most. I'm 17 $2200 every 6 months. . Over $420 a month. Thats the cheapest rate. With all state, progressive, or geico they all said it would be over $3000 every 6 months. I haven't had any tickets, and I have a drivers ed discount...wtf? It's full coverage on a new v6.I'm getting royally screwed on insurance but theres nothing I can do about it.

August 24th, 2005, 04:43 AM	#20
Bill Hardcore Enthusiast Join Date: Aug 2005 Posts: 1,327 iTrader: 0 reviews	damn thats alot. for my 2000 GT it was like 3400 for the year cause i payed 9 months out of the year and then had 3 months off and that was under my parents policy. since your 17 you obviously couldnt financed it by your self for your 05 V6. and you cant be on your own policy. is there anyway you can just be insured as a driver and your parents be the primary driver. when i dint have my own car when i was 16 and 17 it was like 100 bux a month. __________________ Too often, We lose sight of life's simple pleasures. Remember, when someone annoys you it takes 42 muscles in your face to frown, BUT, it only take 4 muscles to extend your arm and bitch-slap that Mother@#?!&! upside the head!!

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