[Lefty]

1.) Finally got the Cobra out today since the weather was nice. Fixed the oil leak and put a new battery in her. But man did I miss driving that thing. Just hoping the weather will stay the same tomorrow so I can get it all cleaned up and purdy

2.) I'm officially going to Mexico again this year (End of May; May 28th to be exact). Flying into San Diego and my friend is picking us up there and driving us down to his estate in Ensenada/Baja, Mexico. Looking forward to seeing all the kids I helped out last year. I believe I'll also be building shower houses w/ indoor plumbing for the womens/children shelter. I'm really excited.


Anywho...

Back to your normal programming

[MamaStang]

That's great!! I had forgotten you did that last year - I remember the pics now that you mention it!

Can't wait to see how this one goes for you

[Lefty]

And....I have my new camera I'm planning on taking with me You think there were a lot of pics last year mama? Wait til this trip is over

[MamaStang]

Awesome!

Put that camera on a personal articles policy soon please. Don't want you coming back from Mexico saying someone walked off with your camera.

[Lefty]

Do I have to go through an agent for that?

[MamaStang]

In most cases, yes. They should ask to see the camera, need a serial number, receipt and will ask you what you use it for - if you're ever paid for photography, etc....

[jessemachone]

Lefty, that's cool man. Is there an organization that you are working with or do you guys just go down when there is a project going on?

[Lefty]

How much would it be do you think?

[Flynnster]

Careful over there man them drug gangs are a real bitch.

But sounds like your gonna do some good deeds.

[MamaStang]

Originally Posted by Lefty How much would it be do you think?

less than $50 a year?

[Rdot9]

can i play with the cobra while you are in messico and then you can pick it up when you go home?

[Lefty]

Originally Posted by Flynnster Careful over there man them drug gangs are a real bitch. But sounds like your gonna do some good deeds.

This will be my 4th time out here; and each time I've come out I do some Mission work if I can. I don't like to go anywhere without helping someway or another. I'm going to OC, NJ this year as well and I plan on spending an afternoon serving at the Atlantic City mission.

Originally Posted by MamaStang less than $50 a year?

I'm going to try to call our agent tomorrow. My Dad thinks I may get it for free since there's something like that built into our homeowner's insurance policy.

Originally Posted by Rdot9 can i play with the cobra while you are in messico and then you can pick it up when you go home?

I take keyz wiff me

[MamaStang]

Your camera will be covered under the personal property section of your policy - but typically subject to named peril coverages - theft would be a typical named peril - but dropping it or getting sand in it, wouldn't be covered.

You will also be required to pay your deductible - so it wouldn't be feasible to turn in a claim for that.

However - the personal articles policy typically gives you ALL Peril coverage - even dumb ass attacks are covered. And the best part - no deductible.

[Rdot9]

Originally Posted by Lefty I take keyz wiff me

i make new key and steal anyways

[Lefty]

Originally Posted by MamaStang Your camera will be covered under the personal property section of your policy - but typically subject to named peril coverages - theft would be a typical named peril - but dropping it or getting sand in it, wouldn't be covered. You will also be required to pay your deductible - so it wouldn't be feasible to turn in a claim for that. However - the personal articles policy typically gives you ALL Peril coverage - even dumb ass attacks are covered. And the best part - no deductible.

Good info Mommy


-er Mama

[MamaStang]

Watchin' out for ya...ya lil whipper snapper

[Dennis]

Originally Posted by MamaStang In most cases, yes. They should ask to see the camera, need a serial number, receipt and will ask you what you use it for - if you're ever paid for photography, etc....

funny you say this as we had this discussion nto too long ago. when i did mine with you know who all they asked me for was the serial numbers. i did it all via email lol. 30 bucks a year, 750 dollar coverage for camera and lens.

[MamaStang]

Yep - I gave you the "by the book" stuff - not all agents will ask all the same stuff. A lot of times it depends on the company and how well you know your agent....

[Lefty]

Originally Posted by Dennis funny you say this as we had this discussion nto too long ago. when i did mine with you know who all they asked me for was the serial numbers. i did it all via email lol. 30 bucks a year, 750 dollar coverage for camera and lens.

I'm going to need more than $750, but at least that gives me a number. Maybe I should plan on like $150 or something...

[MamaStang]

I doubt it will cost that much.

Remember rates and companies will vary by state as well - but by in large, a PAP is a cheap way to cover stuff like this.