first turp, then sAJ1420, now me...

Stan27 · July 10th, 2006, 01:35 PM

Last night, my friend wanted to show off. Before he was able to, he backed his dad's '02 Corvette into my car.

How much do you guys think this is going to cost to fix? He's trying to decide whether to have the insurance companies deal with it or just pay me for the damage.

I've managed to reattach my 'scoop' so it doesn't look as ghetto, but I still hate driving around like this.

sAJ1420 · July 10th, 2006, 01:44 PM

you should go get an estimate from a couple body shops then let the guy who hit you decide.

sAJ1420 · July 10th, 2006, 01:46 PM

sorry to hear that by the way

ChrisJ · July 10th, 2006, 02:22 PM

that sux...Get some estimates like said above...

Bossman351 · July 10th, 2006, 02:49 PM

I had similar damage on a sunfire and paint labor and parts was gonna be 500 dollars. We had a 500 dollar deductible at the time so I opted to pay for it myself so my rates wouldnt go up. If I were you I would geet the estimates so you know for sure how much you and your buddy are looking at.

Stan27 · July 10th, 2006, 03:02 PM

Yeah, I'm going to visit a few body shops. He hasn't told his dad yet, it happened late last night.

The body shops around here are all pretty much next to each other, so I can visit a few at once.

Thanks for the help and sympathy, guys.

Stan27 · July 10th, 2006, 03:05 PM

My collision deductible is $250. Am I correct that I don't have to pay it because I am not at fault?

Bossman351 · July 10th, 2006, 03:08 PM

You are correct, as long as you do not claim it on your insurance. If it gets claimed on anyones insurance, make sure it is on his. Dont let him talk you into letting him pay your deductable and letting your ins. company pay the damage because you are the one who will end up paying higher rates and get a mark against you with your ins. company not him.

Stan27 · July 10th, 2006, 03:15 PM

Thank you, I didn't know that.
I didn't know my premium would be increased even if it wasn't my fault. Is it the same with comprehensive claims?

I'm off to get an estimate, thank you for your help.

stangliter04 · July 10th, 2006, 05:25 PM

that really sucks man...

turp · July 10th, 2006, 08:05 PM

Damn man sorry to hear that! Seems like there is a rash (Pun intended) he he of fender benders by MM members here lately. Can we get a safety standdown???

flattusmaximus78 · July 10th, 2006, 08:23 PM

possibly a luck streak for everyone on modded mustangs?

B0mb3r645 · July 10th, 2006, 08:45 PM

Damn, I might have to leave

Stan27 · July 10th, 2006, 09:33 PM

All your comments are great.

I went and got some estimates:
To repair: $1,600 at one place, $1,800 at another.

The second place also gave me an estimate for replacing the quarter panel altogether, that's $2,600.

Much more than expected.. I'm off to his house right now to go and talk to his dad, he took the news really bad.

turp · July 10th, 2006, 09:56 PM

Ha ha ha I would have like to have been a fly on the wall for that one!

Son: Dad?
Dad: Yes son.
Son: I uh kinda wrecked your corvette...
Silence
Son

ad?
Dad: YOU WHAT!?!
Dad: That's it give me your license right now!!!
Dad cuts up son's license
You are never driving again till you move out!

97Cobra · July 10th, 2006, 10:48 PM

sorry to hear that happend to you. Id be crying if that happend to my stang trying to not knock my friend out for being a retard. lol

that would be funny to hear that convo.

Stan27 · July 10th, 2006, 11:09 PM

I was so angry when it happened. He thought I needed to move my car before he went back into the driveway for some reason, so I refused until he apologized and said he would pay everything. The rest of the time I saw him, I kept reminding him that I should kick his ass.

He planned to tell his dad when he got home from work. His dad called him from work and his first words were "What the fuck did you do to my car?" He calmed down later and said sorry fo overreacting.

I went over there, and anyone could tell his dad was pissed. He was really quiet, didn't say hi to anyone, didn't look anyone in the eye. My friend told him that all that the Corvette needs is to be painted, and he said "it will never match" in the saddest voice ever.

His dad is a UPS diver, and said he can't have anything on his record. They won't just file a claim because my friend doesn't have a drivers license.

He told me to tell my insurance company that I found the car that way when i returned to the parking lot. he said he would pay that deductible.
He said it won't raise my insurance premium at all, and nothing negative will come of it. Is that true?

AtlanticBlue99 · July 10th, 2006, 11:16 PM

That isn't true. If you claim a deductable, your rates go up for a period of time because, regardless of fault, you are labeled "high risk."

Drgnracin72 · July 10th, 2006, 11:20 PM

your insurance will go up. if anything is on there it matters and they will rape yoiu for it. dont do it. make him pay the cash, if he doesnt want to turn it in on his record, or have his wife say that she did it ro something but not your ins

Stan27 · July 10th, 2006, 11:27 PM

Alright, thanks alot guys.
The wife thing is a good idea.

He's saying that his brother works for their insurance company, but his dad doesn't want to go through insurance.

I asked him to talk to his dad bout it, and he was being a complete asshole, saying that it's between our insurance companies. I told him to suck it up and deal with it.

What would be the consequences if I told my insurance company that he is uninsured and that he hit me? Would that affect me?

July 10th, 2006, 01:44 PM	#2
sAJ1420 Hardcore Enthusiast 2000 Audi S4 Join Date: Aug 2005 Location: MA Posts: 1,332 iTrader: 0 reviews	you should go get an estimate from a couple body shops then let the guy who hit you decide. __________________ A U D I //S4 2000 6MT/TT/AWD Stage 3 in the works.. 460+ awhp 455 lb/ft torque, 500+ awhp on race gas

July 10th, 2006, 01:46 PM	#3
sAJ1420 Hardcore Enthusiast 2000 Audi S4 Join Date: Aug 2005 Location: MA Posts: 1,332 iTrader: 0 reviews	sorry to hear that by the way __________________ A U D I //S4 2000 6MT/TT/AWD Stage 3 in the works.. 460+ awhp 455 lb/ft torque, 500+ awhp on race gas

July 10th, 2006, 02:22 PM	#4
ChrisJ RLY SRS Join Date: Aug 2005 Location: Ft. Meade, MD Posts: 38,220 Blog Entries: 4 iTrader: 10 reviews	that sux...Get some estimates like said above... __________________ 2008 Acura TL Type-S - 2008 EB Ford Expedition - 2002 Boosted GT - Sold Facebook Google+

July 10th, 2006, 02:49 PM	#5
Bossman351 Hardcore Enthusiast Join Date: Aug 2005 Location: On the trailer.......broke. Posts: 1,258 iTrader: 0 reviews	I had similar damage on a sunfire and paint labor and parts was gonna be 500 dollars. We had a 500 dollar deductible at the time so I opted to pay for it myself so my rates wouldnt go up. If I were you I would geet the estimates so you know for sure how much you and your buddy are looking at. __________________

July 10th, 2006, 03:08 PM	#8
Bossman351 Hardcore Enthusiast Join Date: Aug 2005 Location: On the trailer.......broke. Posts: 1,258 iTrader: 0 reviews	You are correct, as long as you do not claim it on your insurance. If it gets claimed on anyones insurance, make sure it is on his. Dont let him talk you into letting him pay your deductable and letting your ins. company pay the damage because you are the one who will end up paying higher rates and get a mark against you with your ins. company not him. __________________

July 10th, 2006, 03:02 PM	#6
Stan27 Regular Join Date: Apr 2006 Location: Salinas, CA Posts: 228 iTrader: 0 reviews	Yeah, I'm going to visit a few body shops. He hasn't told his dad yet, it happened late last night. The body shops around here are all pretty much next to each other, so I can visit a few at once. Thanks for the help and sympathy, guys.

July 10th, 2006, 03:05 PM	#7
Stan27 Regular Join Date: Apr 2006 Location: Salinas, CA Posts: 228 iTrader: 0 reviews	My collision deductible is $250. Am I correct that I don't have to pay it because I am not at fault?

July 10th, 2006, 03:15 PM	#9
Stan27 Regular Join Date: Apr 2006 Location: Salinas, CA Posts: 228 iTrader: 0 reviews	Thank you, I didn't know that. I didn't know my premium would be increased even if it wasn't my fault. Is it the same with comprehensive claims? I'm off to get an estimate, thank you for your help.

July 10th, 2006, 05:25 PM	#10
stangliter04 Enthusiast Join Date: Aug 2005 Location: Port St. John Florida Posts: 849 iTrader: 2 reviews	that really sucks man... __________________ Silver 04 Cobra... with a Whipple

July 10th, 2006, 08:05 PM	#11
turp My Stallion is Bigger! 1989 Eddie Bauer Bronco 3 feet... Join Date: Aug 2005 Location: VA Beach Posts: 3,012 iTrader: 0 reviews	Damn man sorry to hear that! Seems like there is a rash (Pun intended) he he of fender benders by MM members here lately. Can we get a safety standdown??? __________________

July 10th, 2006, 08:23 PM	#12
flattusmaximus78 I Post Entirely Way Too Much 1993 5.ohhhh 12.97 @140mph Join Date: Apr 2006 Location: Gatorland Posts: 6,122 iTrader: 3 reviews	possibly a luck streak for everyone on modded mustangs? __________________ 02 Pewter z28, hoosiers/lid/exhaust/spray...125mph 1993 gt Sold, already missed --Moates Quarter horse $225-- --Cobra intake $150-- --tremec 3550 bell and shifter $1100--

July 10th, 2006, 08:45 PM	#13
B0mb3r645 Hardcore Enthusiast Join Date: Jul 2006 Location: Rapid City, SD (about 4 miles) Posts: 1,071 iTrader: 0 reviews	Damn, I might have to leave __________________ "Look up!"

July 10th, 2006, 09:33 PM	#14
Stan27 Regular Join Date: Apr 2006 Location: Salinas, CA Posts: 228 iTrader: 0 reviews	All your comments are great. I went and got some estimates: To repair: $1,600 at one place, $1,800 at another. The second place also gave me an estimate for replacing the quarter panel altogether, that's $2,600. Much more than expected.. I'm off to his house right now to go and talk to his dad, he took the news really bad.

July 10th, 2006, 09:56 PM	#15
turp My Stallion is Bigger! 1989 Eddie Bauer Bronco 3 feet... Join Date: Aug 2005 Location: VA Beach Posts: 3,012 iTrader: 0 reviews	Ha ha ha I would have like to have been a fly on the wall for that one! Son: Dad? Dad: Yes son. Son: I uh kinda wrecked your corvette... Silence Sonad? Dad: YOU WHAT!?! Dad: That's it give me your license right now!!! Dad cuts up son's license You are never driving again till you move out! __________________

July 10th, 2006, 10:48 PM	#16
97Cobra I Post Entirely Way Too Much 1997 Mustang Cobra 1/8 - 8.89@86mph Join Date: Jan 2006 Location: Colorado Springs Posts: 6,521 iTrader: 1 reviews	sorry to hear that happend to you. Id be crying if that happend to my stang trying to not knock my friend out for being a retard. lol that would be funny to hear that convo. __________________ Modifications and pics in my Garage... Reps Appreciated!

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July 10th, 2006, 11:09 PM	#17
Stan27 Regular Join Date: Apr 2006 Location: Salinas, CA Posts: 228 iTrader: 0 reviews	I was so angry when it happened. He thought I needed to move my car before he went back into the driveway for some reason, so I refused until he apologized and said he would pay everything. The rest of the time I saw him, I kept reminding him that I should kick his ass. He planned to tell his dad when he got home from work. His dad called him from work and his first words were "What the fuck did you do to my car?" He calmed down later and said sorry fo overreacting. I went over there, and anyone could tell his dad was pissed. He was really quiet, didn't say hi to anyone, didn't look anyone in the eye. My friend told him that all that the Corvette needs is to be painted, and he said "it will never match" in the saddest voice ever. His dad is a UPS diver, and said he can't have anything on his record. They won't just file a claim because my friend doesn't have a drivers license. He told me to tell my insurance company that I found the car that way when i returned to the parking lot. he said he would pay that deductible. He said it won't raise my insurance premium at all, and nothing negative will come of it. Is that true?

July 10th, 2006, 11:16 PM	#18
AtlanticBlue99 I Post Entirely Way Too Much 1999 Ford Mustang V6 14.79 @ 92.15 Join Date: Aug 2005 Location: University of Georgia Posts: 8,854 Blog Entries: 1 iTrader: 0 reviews	That isn't true. If you claim a deductable, your rates go up for a period of time because, regardless of fault, you are labeled "high risk." __________________ ModdedAutos 1999 Mustang V6 I used to list my mods here but stopped when I exceeded 255 characters.

July 10th, 2006, 11:20 PM	#19
Drgnracin72 I Post Entirely Way Too Much Join Date: Jan 2006 Location: somewhere in oklahoma Posts: 10,635 iTrader: 2 reviews	your insurance will go up. if anything is on there it matters and they will rape yoiu for it. dont do it. make him pay the cash, if he doesnt want to turn it in on his record, or have his wife say that she did it ro something but not your ins __________________ RIP ΜΟΛΩΝ ΛΑΒΕ Political Correctness is a doctrine, fostered by a delusional, illogical, liberal minority and rabidly promoted by an unscrupulous mainstream media, which holds forth the proposition that it is entirely possible to pick up a turd by the clean end. One Big Ass Mistake America SHEEPDOGS

July 10th, 2006, 11:27 PM	#20
Stan27 Regular Join Date: Apr 2006 Location: Salinas, CA Posts: 228 iTrader: 0 reviews	Alright, thanks alot guys. The wife thing is a good idea. He's saying that his brother works for their insurance company, but his dad doesn't want to go through insurance. I asked him to talk to his dad bout it, and he was being a complete asshole, saying that it's between our insurance companies. I told him to suck it up and deal with it. What would be the consequences if I told my insurance company that he is uninsured and that he hit me? Would that affect me?

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