[Dawgfude03GT]

So I was going to order some 4:10 by FRPP but checked my account and didn't realize I had a few checks out and I am in overdraft! So now I gotta wait till mid next month after I do my car and truck payment! That bites! Just wanted to vent a little!

[02StangGToWNEr]

Why not get some Credit Cards or Money Orders??!!

[00vabchgt]

you need cash for money orders and Credit cards aren't the way to go if you're having trouble paying your bills. unless you want to totally fuck up your credit and get into debt. he's got the right idea, wait till you have the cash, then go for it.

[02StangGToWNEr]

Originally Posted by 00vabchgt you need cash for money orders and Credit cards aren't the way to go if you're having trouble paying your bills. unless you want to totally fuck up your credit and get into debt. he's got the right idea, wait till you have the cash, then go for it.

For $1000.00 credit limit, your minimum is only like $40.00 a month. If you can't pay that, then you might wanna find a better way to manage your money. Or try to find a place where you can make more.

[00vabchgt]

he said his account is overdrawn already. i'm just saying that adding a credit card payment every month isn't going to help him if he's already in the hole.

[GTsetGO]

take it from someone that put his credit in the shitter once. if you don't have the cash for it, don't get it. I now have a credit card again. but I pay it off at the end of every month. no since in payin interest on things.

and the points that you get from these things are great. paid for my plane tickets to germany this summer.

[HMUSN]

Originally Posted by GTsetGO if you don't have the cash for it, don't get it.

very good advice.

[00vabchgt]

Originally Posted by GTsetGO take it from someone that put his credit in the shitter once. if you don't have the cash for it, don't get it. I now have a credit card again. but I pay it off at the end of every month. no since in payin interest on things. and the points that you get from these things are great. paid for my plane tickets to germany this summer.

+1. that's the advice i'm trying to give this young (i think) buck

[06RedfireGT]

Are 4.10 gears a neccessity? No, not even close.

Are food and a place to live? Yes.

If you don't have the cash, don't get it. Plain and simple. The is a reason I have an 800 beacon score :wink

[02StangGToWNEr]

I have great credit too. My point is that if you want something bad enough that you don't need, then credit cards are great. I pay mine off each time I get the bill, because I have extra money all the time, but a Credit Card is a much easier way to obtain parts for cheap on-line, and you recieve them quicker with a Credit Card. And I guess if you can't afford to buy mods, then you shouldn't be modding your car anyway, it's as simple as that.

[Tony_90fox]

Originally Posted by HMUSN Originally Posted by GTsetGO if you don't have the cash for it, don't get it. very good advice.

+2

[1stimeford]

Originally Posted by Tony_90fox Originally Posted by HMUSN Originally Posted by GTsetGO if you don't have the cash for it, don't get it. very good advice. +2

+3...Its easy as hell to screw up your credit and get in the hole financially, but hard as a bitch to climb back up and out.