Will my insurance cover my windsheild?
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Old March 5th, 2008, 03:47 AM   #1
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Will my insurance cover my windsheild?


I was just outside wiping down the cobra when i found that the windsheid cracked tonight. I am looking at my insurance paperwork and can't figure out if it is covered or not. I have a $500 deductible but i think i have heard that they waive the deductible for the windshield.
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Old March 5th, 2008, 04:09 AM   #2
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Depends on the insurance company. I have statefarm and they use to have a 1-800 number you called for windshields but they recently went to claims on the windshield, so now I am responsible for my windshield if it breaks. Some do and some don't. In most cases its just like damage, they pick up after the deductible is paid.
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Old March 5th, 2008, 04:15 AM   #3
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I think your most likly covered. But you might have to pay the deductible
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Old March 5th, 2008, 04:16 AM   #4
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the glass and installation is cheaper than the deductible......
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Old March 5th, 2008, 04:17 AM   #5
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Originally Posted by C MY 4D View Post
the glass and installation is cheaper than the deductible......

Yep. about $300-400 most places.
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Old March 5th, 2008, 04:20 AM   #6
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Originally Posted by Doc8224 View Post
Yep. about $300-400 most places.
We'll see they are gonna call me tomorrow.....
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Old March 5th, 2008, 05:50 AM   #7
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i have statefarm and they covered mine when a rock hit mine and spiderwebbed it.
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Old March 5th, 2008, 06:50 AM   #8
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if they do pay for it its gonna bite you in the long run because when I got mine the insurance upped my premium by like $30 every 6 months...
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Old March 5th, 2008, 10:14 AM   #9
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I hate insurance companys
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Old March 5th, 2008, 10:58 AM   #10
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why would you claim a windshield? start saving up and replace it once your windshield is unbarebly bad
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Old March 5th, 2008, 02:01 PM   #11
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a lot of companies will cover it. If you're that cheap, do what somebody I know did. Cracked their windshield. Put windshield coverage on their plan (after the fact) and waited 3 or 4 months, got it replaced for free, waited another 3 or 4 months and dropped it. It cost em like $5 a month, so that's $40 versus $400 =p
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Old March 5th, 2008, 02:42 PM   #12
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Comprehensive coverage covers all glass replacement for nada...at least here in SC it does.
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Old March 5th, 2008, 04:10 PM   #13
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out here with USAA i had to pay my deductible to get the one on my truck replace so i just wound up payin 180 for mines and said fuck it.
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Old March 5th, 2008, 04:12 PM   #14
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Bro if you have Gieco they wont...

The windshield is like $479 BTW...
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Old March 5th, 2008, 04:12 PM   #15
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Originally Posted by 97Cobra View Post
if they do pay for it its gonna bite you in the long run because when I got mine the insurance upped my premium by like $30 every 6 months...

that's why i love statefarm. insurance doesn't go up unless you get in an accident and it's your fault.
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Old March 5th, 2008, 04:23 PM   #16
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Originally Posted by ChrisJ View Post
Bro if you have Gieco they wont...

The windshield is like $479 BTW...

not when you got connections that deal only in cash . . ..
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Old March 5th, 2008, 04:30 PM   #17
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Originally Posted by 707Stang View Post
not when you got connections that deal only in cash . . ..
No connections here in VA...So it does myself or CMY4D no good...
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Old March 5th, 2008, 04:39 PM   #18
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what the insurance company that you go through give them a call and say that your a new client looking for car insurance tell them you want a plan... the one that you currently have... and tell them you live on a very rocky road and have to have your windshield replaced every winter do they cover it
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Old March 5th, 2008, 05:23 PM   #19
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my new windshield cost me a little over 150 but i wouldnt suggest ever using this company again. no after they fucked me over on that body panel
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Old March 6th, 2008, 02:48 AM   #20
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Originally Posted by Onemanzu View Post
why would you claim a windshield? start saving up and replace it once your windshield is unbarebly bad
Because I pay an ungodly amount of money to this company and i have only had one claim for $250 in the last 8 years..... I'd like to get a little back.
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