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Old May 30th, 2008, 08:34 AM   #1
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if anybody is with these guys or thinking about getting a card with them i highly suggust you dont

last month i got charged like 150 bucks worth of fees and when i talked to a mangeger they told me they would take the fees off...now this month a different mangager is saying hes sorry and that i was informed incorrectly

fucking bastards

well there goes my LCAs lol
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Old May 30th, 2008, 09:29 AM   #2
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they suck monkey balls for sure.

I used them one time to buy a car. There "no hassle" car buying deal is a joke.

My credit score was over 750 and I still had the biggest hassle of my life. ended up telling them to f-off and went to my bank. Had a check for the car in a few hours.

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Old May 30th, 2008, 09:52 AM   #3
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Old May 30th, 2008, 10:13 AM   #4
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best thing to do with a credit card is cut the motherfcker up and pay it off and close the account
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Old May 30th, 2008, 10:44 AM   #5
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why do you need to put lca's on a credit card, or are you saying you now have to use that money to pay on the credit card.
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Old May 30th, 2008, 10:48 AM   #6
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I financed my car throught hem a few years ago, and I am happy with the way things went......
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Old May 30th, 2008, 10:50 AM   #7
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Originally Posted by White99stang View Post
why do you need to put lca's on a credit card, or are you saying you now have to use that money to pay on the credit card.
i had some bills...paid off bank of america and was gonna pay off captial one

now that the bastards charged me 150 for no fucking reason im just gonna do gears, shifter, JLT, can tune

i was thinking of UDPs and some other shit like that but i think ill save that for nitrous in a month or 2

i think ill be getting subframe connectors and LCAs b4 the nitrous tho so i can hook still

and then i have 2 paid off credit cards incase soemthing breaks and ill still have like 400 bucks in the bank
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Old May 30th, 2008, 10:50 AM   #8
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so are you and demello going to partner up at the track and run some 13's lol j/k
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Old May 30th, 2008, 10:51 AM   #9
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yeah capital one FTL
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Old May 30th, 2008, 10:51 AM   #10
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if we race i want a 5 sec head start lol
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Old May 30th, 2008, 11:06 AM   #11
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Credit cards are the devil! You should pay them off, but don't close the account on all of them. Having a few active credit accounts with no balance really helps your credit score, rather than just closing them all out.
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Old May 30th, 2008, 11:10 AM   #12
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Originally Posted by White99stang View Post
so are you and demello going to partner up and tag team me in the back door
Ummmm, that's kinda weird......
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Old May 30th, 2008, 11:27 AM   #13
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Old May 30th, 2008, 01:18 PM   #14
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i have capital one and haven't had any problems with it in over 2 years
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Old May 30th, 2008, 01:28 PM   #15
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capital one is the worst out of all of them. I went to a fed credit union after I had a bank of america credit card and making the minimum payment would not even equal the fees so I was really slowly going backwards. Now Im on a 10% no fees no bs. If you can find one like it I would jump ship.
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Old May 30th, 2008, 01:49 PM   #16
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back when i was young and dumb i had every card on the planet throwing offers at me so naturally i took a few . i have a citi card a capital card jcpenny card and best buy card. needless to say the bills were drowning me in a hurry so i decided rather then completley ruin my credit i would go to debt consolidation well come to find out that ruins your credit more. so instead i paid off 2 of the cards with my tax return and stimulus check. ironically i got a offer in the mail from discover 4.9% intrest on balance transfers until 2012. a light went off in my head and tried it sure as shit i now only have that one card one bill good times life is good
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Old May 30th, 2008, 01:52 PM   #17
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i have 0 percent intersest but yet they somehow make it so i owe them money

i dont understand how the fuck they work

seriosuly when you go online to check your account all it says is how much you paid or got charged...never says shit about balance
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Old May 30th, 2008, 02:03 PM   #18
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sure it does it tells you current blanace, last payment, current minimum due the works i suggest you take a closer look at the account summary of the site
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Old May 30th, 2008, 02:06 PM   #19
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it shows your last payment, current balance and minimum due

what i ment is like if you have 100 bucks spent and then spent another 30 it just says (-30)

it wont acatully tell you the difference

its hard to explain...like with bank of america if you spend 20 bucks it'll show -20 then current balance after that purchase 150 or something

they show the balacne after EVERY purchase

captial 1 doesnt
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Old May 30th, 2008, 02:10 PM   #20
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capital one thanks you with their sweet ass corporate office it has a sweet ass gym with fruit bar and a ton of other shit.. been there..
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