[vfast]

a few things you leave out..taxes on the suv will be lower do to cost of it..
also I bet with the suv the dealer will work out a better payment pay or maybe free oil changes,etc. also the suv has depreciated more before purchase so his loss of ownership will be better upon selling it..

Originally Posted by AtlanticBlue99 Yeah, also consider resale... In 60mo (5yr) the car will be worth appx. 8k, the SUV will be worth appx. 5k... so the difference in 60mo of $2,580 from the resale difference of $3,000 makes the car a better buy by a margin of $420. but factoring in a decent interest rate, this margin will disappear completely. E.g. a 5% rate: 5%($19,000) = $950 in accumulated interest 5%($10,000) = $500 in accumulated interest So the $420 difference to make the car cheaper + $450 in added interest = $30 difference. In all honesty, it will come down to the structure of the loan and your personal preference. If you need the space of the SUV and the capabilities of the vehicle, it really is a good time to buy, given a resale market in the next 5yr.