Insurance: only thing holding me back from a GT, haha.

Dansby · November 3rd, 2007, 07:11 PM

What is the difference on insurance between a v6 and a GT for a 16 year old, male driver? I know no one will have exact numbers, just an estimate. My dad won't pay the insurance on a GT because he says its to high, so im going to throw out the almost full proof..."I'll pay the difference." haha.

Anyone have any numbers?

HMUSN · November 3rd, 2007, 07:14 PM

Cricket (moderator on here) had his insurance drop when he upgraded to a GT from his v6 and he's pretty young.

HessiaN257 · November 3rd, 2007, 09:49 PM

I'm 17 in NJ w/ a GT. Its not really all that high. However, I don't think I have theft.

NMR-2vGT · November 3rd, 2007, 10:37 PM

Im 18 and have full coverage on a 96 GT and i pay about $120 a month and thats with no wrecks or tickets.

kennyGT · November 3rd, 2007, 11:06 PM

Originally Posted by tdubbs213_96GT

Im 18 and have full coverage on a 96 GT and i pay about $120 a month and thats with no wrecks or tickets.

that what i paid for my 97 about 112

Garhfer · November 4th, 2007, 03:16 AM

I pay about 130 a month for full coverage (got a couple of seat belt tickets on my record) and I'm 24.

leebunnyz · November 4th, 2007, 07:45 PM

im 21, with 6 points on my license and pay $300 a month...i think GT's insurance cost less because of the airbags or bigger brakes, i dunno something like that i 4got

MustangMatt96GT · November 4th, 2007, 07:59 PM

V6 versus GT doesnt matter at least from what ive read. The difference in insurance should be minimal if any at all.

jchantelau · November 4th, 2007, 10:14 PM

Yeah don't think there's much difference there at least not enough to not go with the GT but it does depend on your record and the company.

chris1 · November 5th, 2007, 02:14 AM

woah all you have extreme premiums! i have an 03 mach nd i pay 411 for six months.

btw im 21...you guys must be getting into some serious trouble

Jucostud · November 5th, 2007, 03:09 AM

i have an '07 gt and only pay $550 every 6 months... 22 years old.

Dansby · November 5th, 2007, 11:33 AM

Hmm...im going to look into it with my dads insurace company and come at him with some numbers he cant say no to, haha.

BWAL · November 5th, 2007, 01:26 PM

im 16 and i pay $489.31 every 6 months for my 5.0

i was paying over $800 every 6 months with allstate, but after my dad called them and started bitching to them about something, they admitted that there are technically "2 allstate companies".. they only tell you about it if you ask.. by switching to the "other" allstate, we have saved right around $1,500 every 6 months

i know it sounds like im full of shit, but that's because i don't know all of the details about it..

weems · November 5th, 2007, 03:11 PM

jk dude

WildWill · November 5th, 2007, 03:44 PM

when i had my 02 GT (age 18) i pd $3200/ yr with USAA.

dude all you need to do is get online and get some free quotes for the diff vehicles and see for yourself what the difference is.

onederful100 · November 5th, 2007, 06:57 PM

i pay 650 a year, but i'm 30 and this is my 2nd car that i told geico i only drive on the weekend. i told them i will put 5000 miles per year and the insurance on my GT is less than my insurance on my mazda b3000 p/up. there are certain things you can tell the insurance agent to lower your premiums.

chris1 · November 5th, 2007, 07:31 PM

Originally Posted by onederful100

there are certain things you can tell the insurance agent to lower your premiums.

interesting...im going to take a stab at that

BWAL · November 5th, 2007, 07:35 PM

Originally Posted by chris1

Originally Posted by onederful100

there are certain things you can tell the insurance agent to lower your premiums.

interesting...im going to take a stab at that

but if you drive more than you tell them you'll drive, if you ever get in a wreck and they check your mileage, you can and will be charged with insurance fraud

02StangGToWNEr · November 7th, 2007, 01:17 PM

I'm 25, have full coverage, and pay $63.00 a month for insurance on my GT.

RALVAREZ26 · November 7th, 2007, 09:25 PM

i sell insurance for a living and my advise is just go to your insurance company and get a quote! if you add on to your parents insurance you'll pay less than if you got yours by yourself! First, if someone is not a license insurance agent don't believe what they say, especially if they tell you they $63 monthly on full coverage on a mustang gt! also, know what type of coverage you are getting, some people think they have "full coverage" and only have liability!

November 3rd, 2007, 07:11 PM	#1
Dansby Hardcore Enthusiast Join Date: Mar 2007 Location: Orange, Texas Posts: 2,313 iTrader: 1 reviews	Insurance: only thing holding me back from a GT, haha. What is the difference on insurance between a v6 and a GT for a 16 year old, male driver? I know no one will have exact numbers, just an estimate. My dad won't pay the insurance on a GT because he says its to high, so im going to throw out the almost full proof..."I'll pay the difference." haha. Anyone have any numbers?

November 3rd, 2007, 07:14 PM	#2
HMUSN Doc 1986 SVO Join Date: Nov 2006 Posts: 36,836 iTrader: 9 reviews	Cricket (moderator on here) had his insurance drop when he upgraded to a GT from his v6 and he's pretty young. __________________

November 3rd, 2007, 09:49 PM	#3
HessiaN257 Enthusiast 2000 Mustang GT 13.9@101 Join Date: Feb 2007 Location: New Jersey Posts: 805 iTrader: 0 reviews	I'm 17 in NJ w/ a GT. Its not really all that high. However, I don't think I have theft. __________________ 13.9@101 before some mods

November 4th, 2007, 03:16 AM	#6
Garhfer Hardcore Enthusiast 2004 Mustang GT Conv. Join Date: Mar 2007 Location: Edgewater, FL Posts: 1,790 iTrader: 0 reviews	I pay about 130 a month for full coverage (got a couple of seat belt tickets on my record) and I'm 24. __________________ 2004 GT Boosted by Vortech

November 4th, 2007, 07:45 PM	#7
leebunnyz MM Fanatic Join Date: Feb 2007 Location: Vineland, NJ Posts: 3,583 iTrader: 0 reviews	im 21, with 6 points on my license and pay $300 a month...i think GT's insurance cost less because of the airbags or bigger brakes, i dunno something like that i 4got __________________ Jesus Christ is #1 "The Founder Of Crews"

November 3rd, 2007, 10:37 PM	#4
NMR-2vGT Hardcore Enthusiast 1996 GT Too Slow.... Join Date: Feb 2007 Location: California/Nebraska Posts: 2,182 iTrader: 0 reviews	Im 18 and have full coverage on a 96 GT and i pay about $120 a month and thats with no wrecks or tickets.

November 4th, 2007, 07:59 PM	#8
MustangMatt96GT Proud American 1996 Mustang GT 10.76 @ 122 with d/a of 8365 ft Join Date: Dec 2006 Location: Lakewood, CO Posts: 10,171 iTrader: 3 reviews	V6 versus GT doesnt matter at least from what ive read. The difference in insurance should be minimal if any at all. __________________ RIP Travis Billings Special Thanks to: Andrews Racing Transmissions Baseline Suspensions Blown Small Block Ford with a hole in the block. 9.5 Dart Block 400 CI being saved for. Just because you can fuck a cactus doesn't mean you should. Never Lift Racecars

November 4th, 2007, 10:14 PM	#9
jchantelau Regular Join Date: Nov 2007 Location: Greenville, SC Posts: 138 iTrader: 0 reviews	Yeah don't think there's much difference there at least not enough to not go with the GT but it does depend on your record and the company. __________________

November 5th, 2007, 02:14 AM	#10
chris1 Banned 2003 Ford Mach Traveling at the speed of a photon Join Date: Feb 2007 Location: Los Angeles, California Posts: 851 iTrader: 0 reviews	woah all you have extreme premiums! i have an 03 mach nd i pay 411 for six months. btw im 21...you guys must be getting into some serious trouble __________________ [SIGPIC][/SIGPIC] Under my Umbrella! [I][COLOR=#ff0000]Studies show that 99.9% of the kids on MM ask the same questions over and over again about performance parts yet do nothing after the advice is given because they're still in Highschool and suffer from no money syndrome. [/COLOR][/I]

November 5th, 2007, 03:09 AM	#11
Jucostud booooost'd 2007 Mustang Join Date: Nov 2006 Location: drink'n ur kool-aid Posts: 6,985 iTrader: 0 reviews	i have an '07 gt and only pay $550 every 6 months... 22 years old. __________________ Jucostud's Official Build Thread I'm selling everything off my car, if i have something u want, pm me. 1988 lx 5.0 - Daily 2007 vortech gt - for sale 2012 mustang 5.0 - December 2011

November 5th, 2007, 11:33 AM	#12
Dansby Hardcore Enthusiast Join Date: Mar 2007 Location: Orange, Texas Posts: 2,313 iTrader: 1 reviews	Hmm...im going to look into it with my dads insurace company and come at him with some numbers he cant say no to, haha.

November 5th, 2007, 03:11 PM	#14
weems Tech Exchange Head Honcho 2003 SVT Cobra 11.70 @ 121 Join Date: Aug 2006 Location: Forsyth/Statesboro, GA Posts: 9,057 iTrader: 3 reviews	jk dude

November 5th, 2007, 03:44 PM	#15
WildWill Hardcore Enthusiast 1995 Mustang GT Join Date: Oct 2007 Location: Solomons, MD Posts: 1,112 iTrader: 0 reviews	when i had my 02 GT (age 18) i pd $3200/ yr with USAA. dude all you need to do is get online and get some free quotes for the diff vehicles and see for yourself what the difference is. __________________ GT40p heads, 1.7 crane RR's, GT40 u/l, MAC LTs, MAC o/r h-pipe, Flowmaster 40s, 65mm t/b, '03 Cobra Bilstein Struts, Tokico Bullitt Shocks, MM c/c plates, Eibach Sportlines, B&M shifter, 255lph f/p, RAM p/g clutch, Fidanza alum fly, rebuilt t-5

November 5th, 2007, 06:57 PM	#16
onederful100 Hardcore Enthusiast 2007 GT 2000 GT Join Date: Jun 2007 Location: Honolulu, HI Posts: 1,843 iTrader: 0 reviews	i pay 650 a year, but i'm 30 and this is my 2nd car that i told geico i only drive on the weekend. i told them i will put 5000 miles per year and the insurance on my GT is less than my insurance on my mazda b3000 p/up. there are certain things you can tell the insurance agent to lower your premiums. __________________ 2007 GT 5spd 2000 GT 5spd whipple crew member 2-Stang Crew My Car

November 7th, 2007, 01:17 PM	#19
02StangGToWNEr Hardcore Enthusiast 2006 Mustang GT Join Date: Feb 2007 Location: Upstate NY Posts: 2,698 iTrader: 0 reviews	I'm 25, have full coverage, and pay $63.00 a month for insurance on my GT.

November 7th, 2007, 09:25 PM	#20
RALVAREZ26 Hardcore Enthusiast 2000 MUSTANG GT Join Date: Jul 2007 Location: DALLAS Posts: 1,307 iTrader: 0 reviews	i sell insurance for a living and my advise is just go to your insurance company and get a quote! if you add on to your parents insurance you'll pay less than if you got yours by yourself! First, if someone is not a license insurance agent don't believe what they say, especially if they tell you they $63 monthly on full coverage on a mustang gt! also, know what type of coverage you are getting, some people think they have "full coverage" and only have liability! __________________ http://smokinperformance.com Slowmatic 2000 GT

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