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What do you pay for insurance???? Need to decide on what to get!

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r00st

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Discussion starter · #1 · (Edited)
I am still undecided what I want to do... I have an 03 svt focus (handles well...but no oomph to match the cornering capability). I think its worth about 7k give or take (have not decided if I will trade it or strip it/dump it for a new car, just depends on how much I spend).

I have always liked the 03/04 stangs...something about them that just makes me smile. I first hated the s197's, but then started to love them. Now I am torn. I LOVE Termi's... I would KILL for an 04 black on black hard top termi that is umolested.

My options (pretty much endless, minus cost issues)
1. Keep my car- build up a 5.0 Fox body (could do it cheap, and have two cars)
2. Keep/sell my car and buy an 03/04 GT (probably sell my car, so I can get a blower)
3. Sell my car for an 03/04 Termi or Mach 1 (would just do bolt on's which would still be a HUGE up in power)
4. Sell my car for either a Used or new s197. (used..just saves me money...new is not looking good as I would rather wait for the 2010 if I were to do that).

I am still in college but am almost done. My first purchase out of school (once settled) is a CAR! Im dying to be back in a v8!

What do you guys pay for insurance? Dosnt matter the type of stang...gt/mach 1/ termi ...hard top or vert.

I would like to know your car type, car year, your age, your coverage, and your rate (be it monthly/6 months/ yearly).

Sorry to sound so needy...just trying to figure out if my DREAM car, a termi is within my insurance capabilities....will be nice to know the other cars to help aid in my decision!

Thanks :)
 
#2 ·
Have you priced out the differences in the mustangs? I think you will be paying a little more depending on what you want. My insurance is not going to give you what you need as I have three cars and three bikes and two drivers on it. But...I pay $1100 every 6 months. USAA
 
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#6 ·
26 years old, Progressive, $220 a month for my Cobra. I've had a lot of tickets in the past, but it has been A LONG WHILE (knock on wood) since I've had one so I'm hoping some points come off before too long.
 
#7 ·
2000 GT, im 18 and i pay $750 for 6 months with full coverage and 2 wreckless on statefarm

and Termi's are sex but u can buy a GT for half and mod it out to blow almost anything out of the water and still get exterior parts to make it look aggressive.

plus insurance usuly is cheaper for a GT then a termi, but sometimes its not
 
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#8 ·
1300 every six for the Cobra. Turn 21 on 9/26

I've been lucky to say the least. I'm the type of driver that is rather safe around any other cars but when faced with stretches of open road I get on it a bit.

I've yet to get anything besides a signal violation in a mustang. The rest were in my previous Escort during my first year or two driving.


One not at fault wreck. Turning left on green arrow and was plowed head on by someone running the red.

Mustang
1 Signal violation because the cop got pissed his radar didnt get me

95 Escort (100% stock before I got into cars)
39 in a 35 (rode my ass with brights on in the rain, figured someone wanted to pass so I sped up to get over)
96 in a 65 (out in the middle of nowhere not a car in sight, a helicopter got me in Ohio... Nazis)
 
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#10 ·
rk_2000_Z/28 said:
26 years old, Progressive, $220 a month for my Cobra. I've had a lot of tickets in the past, but it has been A LONG WHILE (knock on wood) since I've had one so I'm hoping some points come off before too long.
Click to expand...
not to mention your totaled 00 camaro lol
 
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#13 ·
shoot i got my 01gt full coverage in cali with one ticket and my wife on my policy who has a terrible driving history two totaled cars and two tickets in the past 3 1/2yrs. and i pay 150.00 a month USAA
 
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#14 ·
Man 25 doesn't seem to do **** for me. I have NO tickets at all, and I'm paying $156.00 a month. Tried getting quotes through a few other places, and it'd still be more.

Oh yeah, full coverage. Guess it's not that bad. But my rate didn't go down when I turned 25. Maybe 3 bucks?
 
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#16 ·
i pay 105 a month full coverage im 20 i had 2 speeding tickets but went to class for them so boring!!!
 
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#20 ·
yeah thats what i did im the primary driver of my moms 2004 Dodge ram and she is the primary driver of the stang lol if i was under the stang they told me 240 a month
 
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99mustanggtman
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